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Home/Industries/Healthcare/Medicare & Health Insurance
Medicare & Health Insurance Marketing

Medicare and health insurance marketing, planned around enrollment.

Paid search, social, CTV and print for health plans and insurers, built around enrollment windows, CMS marketing rules and the numbers that matter: leads, applications and enrollments.

Lines of Business

We run media for every line of a health plan.

Our team runs multi-year programs for health insurers across Medicare, Medicaid, individual and group lines at the same time. Each line has its own audience, calendar and rules, so each one gets its own plan, budget and reporting.

Medicare Advantage & DSNP

Acquisition campaigns for Medicare Advantage, Part D and dual-eligible plans, timed to the Annual Enrollment Period and the Open Enrollment Period that follows.

  • AEP and OEP budget pacing
  • Call and lead tracking
  • Turning-65 audiences

Medicare Supplement

Year-round Med Supp campaigns for people aging into Medicare and people comparing coverage outside the fall window.

  • Always-on search
  • Age-in and birthday-window timing
  • Direct mail and inserts

Individual & family (ACA)

Under-65 individual plans planned around open enrollment and the special enrollment periods that run the rest of the year.

  • Open enrollment surge planning
  • Special enrollment campaigns
  • Competitor and marketplace search

Small group & employer

B2B campaigns that reach business owners, HR leaders and brokers when they are reviewing group coverage.

  • LinkedIn and search
  • Broker audiences
  • Account-based targeting

Medicaid

Awareness and account-based programs that reach members, community partners and the agencies and officials who shape Medicaid decisions.

  • Member and community outreach
  • Stakeholder and ABM campaigns
  • Multilingual creative

Public employee plans

Campaigns for state and federal employee plans built around each group's own enrollment season.

  • Employer-specific targeting
  • Enrollment-season pacing
  • Retention and renewal
The Enrollment Calendar

Demand follows the calendar. So does our budget.

Most Medicare enrollments happen in a few weeks each fall, while Med Supp, turning-65 and special enrollment demand runs all year. We set budgets by week, move spend toward the windows that convert, and have tracking and creative approved before each window opens.

After each season we tie spend to applications and enrollments, not just leads, so the next plan starts from what actually worked.

◈
October 1
Medicare marketing for the next plan year can begin.
◉
Oct 15 – Dec 7
Medicare Annual Enrollment Period, the biggest window of the year.
⬡
Jan 1 – Mar 31
Medicare Advantage Open Enrollment, when members can switch plans.
◎
Year-round
Turning 65, special enrollment periods, Med Supp and ACA open enrollment.
Built For The Rules

Health insurance ads have rules. We plan around them.

Google requires U.S. health insurance advertisers to be certified before ads can run. Meta limits how health advertisers can target and optimize. And CMS rules cover what Medicare ads can say, the disclaimers third-party marketers need and when marketing can start.

We set up certification, write copy your compliance team can approve, and build tracking that measures enrollments without sending sensitive information to the ad platforms.

Healthcare ad rules on Google and Meta →
Meta's health and wellness ad rules →

◈
Google Certification
G2 and Google health insurance certification handled before launch.
◉
CMS-Ready Creative
Copy and landing pages built with the required disclaimers and ready for compliance review.
⬡
Careful Tracking
Lead and call tracking that keeps health details off the ad platforms.
◎
Policy-Safe Audiences
Targeting built on age, location, intent and approved data, not health conditions.
17.1x
ROAS for a commercial health insurer
–66%
Cost per lead over a five-year program
+92%
More policies sold

Read the health insurance case study →

More Than Media Buying

We look at the whole picture.

Every health plan program includes the work around the media: call and lead tracking the platforms can learn from, a review of what happens after the click, and reporting that ties spend back to applications and enrollments by line of business.

Get your media reviewed →Analytics & optimization
FAQ

Common questions.

What kinds of health insurance plans does LOR Media market?

We run paid media for Medicare Advantage and Part D, dual-eligible (DSNP) plans, Medicare Supplement, individual and family (ACA) plans, small group and employer plans, Medicaid, and plans for state and federal employees.

Do Medicare and health insurance ads need Google certification?

Yes. In the U.S., Google requires health insurance advertisers, including Medicare Advantage, Medigap and Medicaid, to be certified through G2 and then Google before ads can serve. Government advertisers are pre-approved, and dental, vision and travel insurance ads are not restricted.

What changed in the CMS Medicare marketing rules for 2027?

For marketing that started October 1, 2026, CMS removed SHIPs from the TPMO disclaimer, requires the disclaimer to be given before benefits are discussed on a call instead of within the first minute, and no longer requires supporting documents for superlatives like "best" up front, though plans must still provide them if CMS asks. Your compliance team should review all creative.

Can Medicare plans run Meta ads?

Yes, but Meta treats many health insurers as health and wellness advertisers. That can limit which conversion events you can optimize to, and Meta flags custom audiences and conversions that suggest a health condition. We plan Meta around what your account is allowed to do and lean on search, CTV and mail where they work better.

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